Are you behind with your bills, receiving harassing letters and phone calls or in the process of having your home foreclosed on or your car repossessed? Then contact me to see how we can stop this from happening. Everyone tries to pay their bills on time but sometimes fate does not work in your favor. This could be due to an illness, unemployment, or an unforeseen disaster. Spiraling debt can be physically and emotionally devastating. Do not panic. Your government has a plan that might give you a fresh start if you qualify. Please give me a call or contact me so we can discuss your unique circumstance.